Tuesday, November 2, 2010

Voting

i dont vote. i dont vote because i dont know much about the government and whos running for elections. I also have no clue towards which side, democratic/ republican are pushing for. There for i dont vote because there is little interest i have in the subject. Maybe they should try to get the attention of young voters. That could probably be a big hit and get lots of young voters excited to vote for said person.
 I couldn't really tell you what issue is the the most important because i don't care to know much about this country other than what is directly affecting me. If it directly affects me, then im sure it will catch my attention. 

Tuesday, October 26, 2010

yahoo vs google finance

If i were to do research on finance using any site i would most likely chose to use Yahoo Finance. I would use yahoo finance because it came highly recommended by my professor and I have been using it for almost all of my business papers thus far. I also really like using yahoo finance because it seems very clear and the sources are all very reliable. At first glance when you access yahoo finance everything is right there in front of you, no searching around, though that's just aesthetics.
I would not use Google finance for a few reason. The main reason being that my teacher recommended against using yahoo finance because she thought that it was very opinionated, and i high agree. after browsing the sight very briefly i noticed that there seems to be opinionated articles like my teacher suggested. The overall feel of the website is also not that friendly, i like the very easy user base that the yahoo finance website offers, making it easier to find information on just what your looking for. Like said previously, that's just aesthetics. unfortunately for Google finance, ease of use is very important to me.

Tuesday, October 5, 2010

fords plans for lincoln

Ford plans to try to revamp there luxury brand lincoln to entise younger buyers. ford plans on releasing 7 new lincolns within the next 4 years. Lincoln is not doing to well as it is most popular to people around the age of 66. Ford has around 270 mercury lincoln dealers and most companies need to rely heavily on the mercury's for more than half there sales. Unfortunately at the end of the year ford is trying to phase out its mercury lines which will take a toll on these dealers.
By adding lots of new gizmos like touch screen navs and nice interior as well as sexier exterior, ford is trying to revamp the Lincoln.
In my opinion because ford is trying to make the lincoln compete with luxury brands like BMW and lexus, they are going to need to make there cars look very sexy, be very quick, and have lots of gizmos, and be less expensive but have models that get pricey. I think that some people like to drive expensive cars for the purpose of driving an expensive car.

http://finance.yahoo.com/news/Ahead-of-the-Bell-Ford-maps-apf-630632207.html?x=0

Tuesday, September 28, 2010

Journal september 28

Huang Guangyu was a Chinese tycoon whom brought up his electrical appliance chain to a national powerhouse. Huang, Once the countries wealthiest businessman is facing a 14 year sentence for trading bribery and other crimes. Huang lost his attempt at regaining control of Gome electrical appliances when he tried to replace his chairman chen Xiao, and another senior executive with his sister and lawyer. Huangs plan to oust Chen was revoked by a vote of 52 % to 48%. Though Huang did win the vote to revoke Gomes " general mandate " by a 55% to 45 % vote.

I think that by trying to oust Chen and the other senior exec probably put Huang is a difficult situation. Now he is basically on bad terms with the higher ups in the company. i think that if he just was on good matters with them things could have turned out differently. Its also unclear of why Chen and Huang are against each other. Possibly there is more to this than we really know, Huang could be trying to replace Chen with his sister because his sister would most likely be able to keep the company alive while Huang is facing his sentence. A lot of the information isn't out in the open.

http://finance.yahoo.com/news/Jailed-Chinese-tycoon-loses-apf-2144769500.html?x=0

Tuesday, September 21, 2010

The equinox Gain

The term Equinox directly relates to the brief lengthening of a day to a full 12 hour day, 12 hour night. This happens by having the center of the sun be on the same plane as the earths equator. Thus marking the start of the new season. An equinox takes place at two specific moments a year, roughly around march 20 / 21 ( spring) and September 22 /23 (fall).
This generally creates a scare in the stock market world because in theory, the changing of the season influences financial cycles. Through observation is has been recorded that the stock markets gains have been more focused from november to april.
 This occurrence has been recorded in 3 different periods of time. from 1950 to 2004 all stock market  gains were most concentrated from November to April.  The average compound return from 55 Nov - April cycles was 7.62%. from 1900 to 2004, 86% of the stock market gains were in the Nov- April cycles, with an average compounded return of 4.27%.  Lastly from 2000-2004 the equinox had a very clear attribute. The average compounded return went up to 5.5% from the Nov - April cycle, 5% more then the Average compounded return of .5% in the Jan -December cycle.
Through observation is has been proven that the November through April cycle provides the highest compounded returns, which could really impact the way many people are handling there stocks.
by, josh feroleto. 

http://www.signaltrend.com/InvTips/SpringFallEqunoxPart1.html
http://en.wikipedia.org/wiki/Equinox

Tuesday, September 14, 2010

Journal Entry sept 14th. (article response)

I agree with the article that I brought to class in that i think that Lottery winners should not expect to be cleared of all debt after they win. Though i think it is much more probable that the winners could greatly change the lives if they safely invest there money and open up good opportunities to change there lives around. I also agree with the fact that many lottery winners are not used to having such large sums of cash so fast. I think that with a little guidance that can be very helpful. I remember I was watching an episode of Royal Pains where Lottery winners were incorrectly placing there funds and with a little guidance they were truly able to turn there lives around.

Journal Entry sept 14th.

The article I brought to class related to Lottery ticket winners either turning there lives around or going bankrupt after a while. It talks about how 5 years after winning 150,000 the winners are just as likely to go bankrupt at people whom won less than 10,000. The article talks about how the big jackpot winners money quickly evaporates where as the median jackpot winner ( 70,000) is more likely to clear all debt or be used in other investments. Basically the article talks about how winning a large amount is more likely to pause bankruptcy then to stop it. Also it relates the fact that people who prior to winning the money weren't used to dealing with large sums of money, thus spending it unwisely. To sum it all up hoekstra says,  " People in financial trouble shouldn't expect that winning $100,000 will cause a lasting impact in their finances."